The Dow Jones Hits a Milestone

The Dow Jones hit 13,000 today. A milestone for 2012. The question is, are you leaving money on the table? Watch my video to find out.

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Richard Simmons, Mark Zuckerberg & You

zuckerberg-simmons-youIt was 1975. Richard Simmons had big hair and dolphin shorts. Major high energy and those funky tank tops. He lost 123 pounds. He has kept it off for over 40 years because he was so inspired to teach the world how to live and be healthier.

It was 2004. Mark Zuckerberg was at Harvard. He didn’t need to lose any weight. He just had his grey hoodie and a passion to help people socially connect with one another online.

People buy what you believe. Not just what you sell. Continue reading

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Obama’s 2013 Budget Plan and Your Portfolio

Obamas-2013-Budget-Plan-and-Your-PortfolioWhat Obama’s 2013 Budget Could Mean for Your Portfolio

Here is a summary of what Barack Obama is proposing for his fiscal 2013 budget.

  • Dividends received by high wage earners (singles over 200k and married couples over $250k) would be taxed at 39.6%, from 15%.
  • The top rate for capital gains would go from 15% to 20%.
  • The minimum tax rate for individuals with income of at least $1 million would be 30%. (This is what Buffett proposed.) Continue reading
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Maximize Your Retirement Assets

Madonna rocked at the Superbowl halftime. And she’s 53! She doesn’t look it but retirement is just around the corner for her.

So it got me to thinking, how are you set for retirement? Check out my video for ways you can try to maximize your assets for retirement.

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Don’t Let Financial Surprises Catch You

dont-let-financial-surprises-catch-youFinancial Surprises That Make You Want To Hide.

Financial surprises are like those times when your phone rings at the movie theater. (You thought for sure you turned if off.) It freaks you out and you spill your peanut M&Ms all over the place. You can hear them rolling down the floor. People are turning around and you slink down in your seat as you try to deal with your phone. Continue reading

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Make Your Financial Plan Cohesive

6-Ways-to-Make-Your-Financial-Plan-CohesiveDoes Your Financial Plan Stick Together Like Play-Doh?

It’s goo-ey and your kids are so creative with this stuff, right? When they’re done, somehow that play-doh finds its way all over your house. I once found some inside a can of tennis balls in my son’s closet!

Parents, I want your financial Play-Doh to be in one solid piece. Here are my recommendations for making sure your financial plan sticks together. Continue reading

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Should You Still Invest in Gold?

should-you-still-invest-in-goldInvest in Gold. Still a Smart Move for Your Portfolio

Wow, another reminder to invest in gold! Debka.com is reporting that India will use gold to buy oil from Iran. India spends around $12 billion dollars a year to buy oil from Iran. China is expected to use gold as the unit of currency to buy oil from Iran as well. Continue reading

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Invest in Your Business or Retirement?

invest-in-your-business-or-retirementWhether To Invest in Your Business or Retirement. It’s Not an Either-Or.

I get this question all the time from business owners about where to invest.

Should you invest in your business or should you invest in an IRA for retirement?

My simple shpiel? You have to do both. Continue reading

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Get Out of Credit Card Debt

get-out-of-credit-card-debtCredit Card Debt Traps Less U.S. Consumers

CreditKarma.com has reported that consumers cut their credit card debt by 11%! The average credit card balance for 2011 was $6576, compared to $7404 in 2010.

This is good stuff! The way we get into credit card debt in the first place is by spending more money than we have. For some reason, some of us decide that we will deal with the debt later, or that it will magically go away. Poof! But it doesn’t and the feeling of getting out of debt weighs on us. Then we retreat and turn to poverty thinking mode. Continue reading

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Spend Money So It Serves You

Spend-Money-So-It-Serves-YouHow Do You Spend Money? On Experiences or Things?

It’s time for a new TV. Your old one is on the fritz. Plus it’s big and clunky.  You want one of those killer flat screens. The cool ones you love cost 3000 bucks. But you also want to spend money on a trip to Vegas with your friends. You need a vacay all the way. You need to rejuvenate, play a little blackjack and go to an amazing dinner with friends.

So what do you like to spend money on? Experiences or things? Continue reading

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