Terms of Use

THIS IS A BINDING LEGAL CONTRACT.EACH USER (“USER”) SHOULD CAREFULLY READ THESE WEBSITE TERMS OF USE (“TERMS OF USE”) BEFORE USING THIS WEBSITE, INCLUDING BUT NOT LIMITED TO ANY DOWNLOADABLE AND STREAMING CONTENT CONTAINED HEREIN (THE “WEBSITE”). THE USER AGREES TO BE BOUND BY THESE TERMS OF USE, AND BE LIABLE TO KRANE FINANCIAL SOLUTIONS, LLC, A CALIFORNIA LIMITED LIABILITY COMPANY (THE “COMPANY”), FOR ANY NONCOMPLIANCE WITH THESE TERMS OF USE. IF THE USER DOES NOT AGREE TO THESE TERMS OF USE, USER SHOULD CLOSE THE WINDOW OR TAB FOR KRANEFINANCIALSOLUTIONS.COM AND NOT USE THE WEBSITE.

License. The Company hereby grants to User a revocable, limited, non-assignable, non-sublicensable, nonexclusive license for the duration of User’s current viewing session to access and use the Website subject to the limitations set forth in these Terms of Use. This license may be terminated immediately and without notice as provided in these Terms of Use. All rights not expressly granted in these Terms of Use are reserved. User agrees that the license granted in these Terms of Use is personal to User, and User may not assign or transfer any license granted under these Terms of Use, or transfer any rights or delegate any duties under these Terms of Use, to any third party. Any attempt to assign, transfer, or delegate any of User’s rights, duties, or obligations under these Terms of Use shall be void. User shall indemnify and hold Company harmless for any unauthorized use of the Website, including but not limited to violations of the provisions of Section 4(a) herein.

Limitations. You must be at least eighteen (18) years old to access this website. If you are not at least eighteen years old, you are not permitted to access this Website for any reasons. User may not circumvent any technological measures or features of the Website that are intended to or effectively control access to the Website, or any other protected content or information included on the Website. The Website may contain robot exclusion headers. User agrees to not use any robot, spider, crawler, scraper or other automated means to access the Website for any purpose without the Company’s express prior written consent. User further agrees to not (i) interfere or attempt to interfere with the proper working of the Website or any activities conducted on the Website; or (ii) bypass any measures the Website may use to prevent or restrict access to the Website. The Company reserves the right to refuse the use of or access to the Website for any User for any reason in the Company’s sole discretion.

Changes to Terms of Use. The Company reserves the right, in its sole discretion, to modify, update, or otherwise revise these Terms of Use at any time. Such revisions shall be effective immediately upon posting revised Terms of Use on the Website. By using the Website after the Company has posted any modifications, updates or revisions, User agrees to be bound by such revised Terms of Use. User shall have the right to immediately terminate use of the Website, if any modification, update, or other change to these Terms of Use is not acceptable to User. In addition to these Terms of Use, additional terms may govern use of certain materials and events associated with the Company and Website, and User agrees to be bound by such terms.

Intellectual Property Ownership.

User acknowledges and agrees that the trademarks of the Company, including but not limited to “UNITING MONEY WITH LIFE & BUSINESS” (the “Marks”), the Website, and the look and feel of the Website, to the extent protectable, are proprietary, original works of authorship of the Company, or licensors of the Company, protected under United States and worldwide copyright, trademark, and trade secret laws of general applicability. User further acknowledges and agrees that all right, title and interest in and to the Marks, the Website, and the look and feel of the Website are and shall remain with the Company, or its licensors. User agrees not to contest or infringe these rights, directly or indirectly, at any time. Without the prior written consent of the Company, User’s modification of the content, use of the content on any other website or networked computer environment, or use of the content for any purpose other than personal, non-commercial use, violates the copyrights, trademarks or other intellectual property rights of the Company or its licensors, and is prohibited. Except as expressly provided under these Terms of Use, User may not use the Marks, or any other trademarks or copyrighted materials appearing on the Website, including without limitation any logos, without the express prior written consent of the owner of the mark or copyright. The Company disclaims ownership of the mark “CERTIFIED FINANCIAL PLANNER” and “CIMA” and hereby certifies that such marks are being used in compliance with the requirements set by the Certified Financial Planner Board of Standards, Inc and Rules and Guidelines for Use of the CIMA® and CPWA® Marks. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Investment Management Consultants Association (IMCA®) is the owner of the certification marks “CIMA®,” and “Certified Investment Management Analyst®.” Use of CIMA® or Certified Investment Management Analyst® signifies that the user has successfully completed IMCA’s initial and ongoing credentialing requirements for investment management consultants.

We welcome your comments about the Website and its content. However, it is against our policy to review or consider any unsolicited submissions or suggestions because we want to avoid the possibility of future misunderstandings in the event that ideas developed by the Company might seem similar to the ideas submitted to us. Accordingly, we request that you refrain from sending us any original creative ideas, suggestions or materials, particularly those that are confidential or personal to you. If, despite this request, you send us any idea, suggestion of material, or post any text, photographic images or videos to the Website (“Content”), it shall become property of the Company, and we will not be subject to any obligation of confidence nor liable for any use or disclosure of any submission. Content includes but it not limited to all data and content, including without limitation, all photographs, images, graphics, video recordings, drawings, written descriptions, remarks, and narratives submitted by Users to the Company. User hereby grants to the Company a non-exclusive, revocable, worldwide, royalty free license to use, copy, sublicense through multiple tiers, publish, reproduce, prepare derivative works, distribute, and display the Content, or any derivative works thereof on the Website. Such license shall be deemed granted as of the moment of creation without the necessity of any further action on the part of either party. User represents and warrants to the Company with respect to the Content that the Content, and the license of rights in and to the Content, do not infringe or violate any copyrights, trade secrets, or other intellectual or proprietary rights of any third party, and that posting any Content will not violate any applicable laws, rules, or regulations. User shall indemnify and hold harmless the Company, and its officers, directors, employees, shareholders, members, managers, and agents, from and against any and all claims, demands, liabilities, and actions, including the payment of all legal expenses, including reasonable attorney’s fees and costs, arising out of or connected with any claim that the Content or any portion of the Content infringes the rights of any third party or any other damages arising from any use of, or reliance upon, the Content by a third party, including but not limited to other Users of this Website.

User agrees not to challenge the Company’s rights in and to the Website, or to take any action inconsistent with the provisions of this Section 4 of theseTerms of Use.

Links to Other Websites. The Website may contain links to other websites (“Linked Websites”). The Linked Websites are provided for User’s convenience and information and, as such, User accesses them at its own risk. User agrees and acknowledges that the Company is not responsible for, and does not endorse, the content of or anything that may be delivered to User or User’s computer as a result of accessing any Linked Websites, whether or not the Company is affiliated with the owners of such Linked Websites. Without limiting the generality of the foregoing, the Company is not responsible and shall have no liability for any viruses or other illicit code that may be downloaded through a link found on the Website, or by accessing a Linked Website.

Interruptions to the Website. User acknowledges that the functionality of this Website is supported by third parties, including but not limited to www.wordpress.org and www.wishlistproducts.com, and that interruptions to and failure of these sites may occur from time-to-time. Access to the Website and its functions may from time-to-time be unavailable to User, whether because of technical failures or interruptions, intentional downtime for service or changes to the Website, or otherwise, all of which are outside of the control of the Company. User agrees that any modification of the Website, and any interruption or unavailability of access to the Website shall not constitute a default of any obligations of the Company under these Terms of Use, and the Company shall have no liability of any nature to User for any such modifications, interruptions, unavailability, or failure of access.

Notification of Potential Infringement. If any User believes its copyright, trademark or other property rights have been infringed by any content included or posted on the Website, User should immediately send a notification to the Company’s designated agent (“Designated Agent”), as identified below. To be effective, the notification must include: (i) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (ii) Identification of the copyrighted work claimed to have been infringed; (iii) Information reasonably sufficient to permit the Company to contact the complaining party, such as address, telephone number and, if available, an electronic mail address at which the complaining party may be contacted; (iv) Identification of the material that is claimed to be infringing or to be subject to infringing activity and that is to be removed and information reasonably sufficient to permit the Company to locate the material; (v) A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, agent, or the law; and (vi) A statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Pursuant to the Digital Millennium Copyright Act (“DMCA”), 17 U.S.C. § 512(c), the Company’s Designated Agent for notice of claims of copyright infringement can be reached as indicated below. The Designated Agent shall be: Justin Krane, 5023 N PARKWAY CALABASAS, CALABASAS CA 91302, info@kranefinancialsolutions.com

Representations, Warranties, and Covenants. User represents, warrants, and covenants the following: (i) User shall not use its account to breach the security or gain access to the account of any other User and (ii) These Terms of Use, upon use of the Website, will be valid, binding and enforceable in accordance with its terms with respect to User.

Confidential Information. User understands that the tools, processes, strategies, materials and information presented on the Website are copyrighted and proprietary, so User agrees not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without express written permission. Any information provided by the Company to User, or information used by User to access the Website, including without limitation, any user identification or password to the Website, (collectively “Confidential Information”) shall be maintained by User as confidential and available exclusively for User as provided in these Terms of Use. User shall not disclose any Confidential Information to anyone, except as ordered by a court of competent jurisdiction or as otherwise required by law. User shall not disclose any Confidential Information pursuant to a court order or as required by law until User has given the Company ten (10) days prior written notice and an opportunity to oppose such disclosure. Notwithstanding the foregoing, User may disclose Content originally submitted by User.

Disclaimers.

THE LICENSE GRANTED TO USER UNDER THESE TERMS OF USE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTY OF ANY NATURE. THE COMPANY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
Company makes no representation that materials on this site are appropriate or available for use in locations outside the United States and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.
Company does not warrant that (i) the content is accurate, reliable or correct, (ii) the Website will be available at any particular time or location, (iii) any defects or errors will be corrected, or (iv) the content is free of viruses or other harmful components. Your use of this Website is solely at your own risk. Where any such exclusion of warranties are not permitted in your jurisdiction, such exclusion does not apply to you.
The information contained in or made available through this Website, including but not limited to instructional videos, teleseminars, webinars and blog postings, cannot replace or substitute for the service of trained professionals in any field, including but not limited to financial, psychological or legal matters. Company will not be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Website, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstances.

Limitation of Liability.

THE COMPANY’S ENTIRE AND CUMULATIVE LIABILITY TO USER, OR ANY OTHER PARTY, FOR ANY LOSS OR DAMAGES RESULTING FROM ANY CLAIMS, DEMANDS, OR ACTIONS ARISING OUT OF OR RELATING TO THESE TERMS OF USE, THE WEBSITE OR CONTENT SHALL NOT EXCEED AN AMOUNT EQUAL TO $700.00.
WITHOUT LIMITING AND NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL THE COMPANY BE LIABLE TO USER FOR ANY LOSS OF BUSINESS OR ANTICIPATORY PROFITS OR ANY INDIRECT, SPECIAL, INCIDENTAL, GENERAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, EVEN IF FORESEEABLE OR IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS, DAMAGE OR EXPENSE.
ALTHOUGH THE COMPANY WILL USE COMMERCIALLY REASONABLE EFFORTS TO TAKE ALL ACTIONS IT DEEMS APPROPRIATE TO REMEDY AND AVOID data and internet interuptions, THE COMPANY CANNOT GUARANTEE THAT SUCH EVENTS WILL NOT OCCUR. ACCORDINGLY, THE COMPANY DISCLAIMS ANY AND ALL LIABILITY RESULTING FROM OR RELATED TO SUCH EVENTS.

Termination. The Company may at any time and without notice terminate User’s license upon the occurrence of any of the following events: (1) User requests in writing to the Company that its license be terminated; or (2) User defaults under any material term or condition of these Terms of Use. Upon termination, all licenses granted and all services provided to User under these Terms of Use shall terminate. Specifically, the Company may terminate User’s access to the Website, and User’s user identification and password shall be disabled.

General. These Terms of Use shall be governed by and construed in accordance with the laws of the state of California and User voluntarily submits and consents to, and waive any defense to the jurisdiction of courts located in Los Angeles County, state of California, as to all matters relating to or arising from these Terms of Use. The Company and User agree that a breach or violation of Sections 1, 4, and 8 of these Terms of Use will result in immediate and irreparable injury and harm to the Company, where, in addition to any and all remedies of law and other consequences under these Terms of Use, Company shall have the right to an injunction, specific performance or other equitable relief to prevent the violation of the obligation under these Terms of Use. The waiver by either party of, or the failure of either party to take action with respect to, any breach of any term, covenant or condition contained in these Terms of Use shall not be deemed to be a waiver of such term, covenant or condition, or subsequent breach of the same, or any other term, covenant or condition contained in these Terms of Use. If any action is brought by either party against the other party regarding the subject matter of these Terms of Use, the prevailing party shall be entitled to recover, in addition to any other relief granted, reasonable attorney’s fees, costs, and expenses of litigation. Any provision of these Terms of Use which is determined by a court of competent jurisdiction to be invalid or otherwise unenforceable shall not invalidate or make unenforceable any other provision of these Terms of Use. The provisions of Sections 2, 4, 5, 8, 9, 10, 12, and 13 of these Terms of Use shall survive the termination of these Terms of Use.