Disclosures :
U.S. Stock market returns based on Standard & Poor’s 90 Index from 1926 to March 3, 1957; S&P 500 Index from March 4, 1957, through 1974; Dow Jones Wilshire 5000 Index from 1975 to April 22, 2005; MSCI US Broad Market Index from April 23, 2005, to June 2, 2013; and CRSP US Total Market Index thereafter. Assumes all distributions were reinvested. Past performance is not a guarantee of future result. The performance of an index is not exact representation of any particular investment, as you cannot invest directly in an index.
Source: Vanguard.
Stock Market – S&P 500 Index – measures the performance of large capitalization U.S. stocks. The S&P 500 is a market-value-weighted index of 500 stocks. The weightings make each company’s influence on the Index performance directly proportional to that company’s market value.
Bond market – Barclays Capital US Aggregate Bond Index – measures the performance of the U.S. investment grade bond market. The index invests in a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States – including government, corporate, and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities, all with maturities of more than 1 year.
Krane Financial Solutions (KFS) is an SEC-registered investment adviser; however such registration does not imply a certain level of skill or training and no inference to the contrary should be made. KFS will only transact business or render personalized investment advice in those states and international jurisdictions where it is registered, has filed notice or is otherwise excluded or exempted from registration requirements. Communications with prospective clients residing in states or international jurisdictions where we are not registered or licensed shall be limited so as not to trigger registration or licensing requirements.
The information we are providing is for informational purposes only and nothing contained herein should be considered specific investment or financial advice or a recommendation to buy or sell any securities. Some of the information has been provided by unaffiliated third parties and while we believe such information is accurate and complete, we do not make any guarantees. Investments in securities is not suitable for everyone due to associated risks, which can include the total loss of principal invested. Also, it is important to understand that past performance does not guarantee future returns.
Information about KFS, including the services we provide and fees charged, are in our Form ADV, which can be obtained by going to http://www.adviserinfo.sec.gov/.